Herbert Smith Freehills Kramer represented the sponsor and issuer of a $522.92 million securitization of loans originated to install and make various types of energy efficiency home improvements. The transaction closed on November 26, 2025.

The HSF Kramer team consisted of Securitization and Structured Finance partners Gilbert K.S. Liu and William Cavanagh, and associates Shazia Ahmad and Vivian Zhang, and law clerk Julia Mogus; Tax partner Pamela M. Capps and associate Mariya Khvatskaya; Executive Compensation and Employee Benefits partner Marissa Holob and special counsel Avram J. Cahn; UK partner Michael Poulton and Joy Amis and associate Andrew Synnott; and Paris partner Vincent Hatton and associate Mathilde Fauconnier. 

 

 

 

Key contacts

Gilbert K.S. Liu photo

Gilbert K.S. Liu

Managing Partner, Finance and Restructuring, US and Head of Securitization, US, New York

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William Cavanagh photo

William Cavanagh

Partner, New York

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Shazia Ahmad photo

Shazia Ahmad

Associate, New York

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Vivian Y. Zhang photo

Vivian Y. Zhang

Associate, New York

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Julia Mogus photo

Julia Mogus

Associate, New York

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Pamela M. Capps photo

Pamela M. Capps

Partner, Head of State and Local Tax, US, New York

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Mariya Khvatskaya photo

Mariya Khvatskaya

Senior Associate, New York

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Marissa J. Holob photo

Marissa J. Holob

Partner, Head of Executive Compensation and Employee Benefits, US, New York

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Americas Securitization and structured finance Gilbert K.S. Liu William Cavanagh Shazia Ahmad Vivian Y. Zhang Julia Mogus Pamela M. Capps Mariya Khvatskaya Marissa J. Holob Avram J. Cahn Vincent Hatton Michael Poulton Joy Amis Mathilde Fauconnier