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Herbert Smith Freehills Kramer represented the sponsor and issuer of a $522.92 million securitization of loans originated to install and make various types of energy efficiency home improvements. The transaction closed on November 26, 2025.
The HSF Kramer team consisted of Securitization and Structured Finance partners Gilbert K.S. Liu and William Cavanagh, and associates Shazia Ahmad and Vivian Zhang, and law clerk Julia Mogus; Tax partner Pamela M. Capps and associate Mariya Khvatskaya; Executive Compensation and Employee Benefits partner Marissa Holob and special counsel Avram J. Cahn; UK partner Michael Poulton and Joy Amis and associate Andrew Synnott; and Paris partner Vincent Hatton and associate Mathilde Fauconnier.
Key contacts
Gilbert K.S. Liu
Managing Partner, Finance and Restructuring, US and Head of Securitization, US, New York
William Cavanagh
Partner, New York
Shazia Ahmad
Associate, New York
Vivian Y. Zhang
Associate, New York
Julia Mogus
Associate, New York
Pamela M. Capps
Partner, Head of State and Local Tax, US, New York
Mariya Khvatskaya
Senior Associate, New York
Marissa J. Holob
Partner, Head of Executive Compensation and Employee Benefits, US, New York
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