Herbert Smith Freehills Kramer (US) LLP represented the placement agent and the purchasers, in connection with a $200.5 million securitization of home improvement loans. The transaction closed on August 20, 2025.

The HSF Kramer team consisted of Securitization and structured finance partners Gilbert K.S. Liu and Jamie Kocis, and associates Nicole R. Alexa, Anne-Sophie Tomé and Francis Keane; Tax partner Pamela M. Capps and associate Mariya Khvatskaya; and Executive compensation and incentives special counsel Avram J. Cahn.

Key contacts

Gilbert K.S. Liu photo

Gilbert K.S. Liu

Managing Partner, Finance and Restructuring, US and Head of Securitization, US, New York

Jamie Kocis photo

Jamie Kocis

Partner, Head of Private Placements, Securitization, US, New York

Nicole R. Alexa photo

Nicole R. Alexa

Senior Attorney, New York

Pamela M. Capps photo

Pamela M. Capps

Partner, Head of State and Local Tax, US, New York

Mariya Khvatskaya photo

Mariya Khvatskaya

Senior Associate, New York

Avram J. Cahn photo

Avram J. Cahn

Special Counsel, New York

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Americas Securitization and structured finance Gilbert K.S. Liu Jamie Kocis Nicole R. Alexa Francis A. Keane Pamela M. Capps Mariya Khvatskaya Avram J. Cahn