Herbert Smith Freehills Kramer represented the purchasers, in connection with a $349.080 million securitization of home improvement draws on consumer loans entered into primarily to finance home improvement-related products and services. The Notes were rated by Fitch Ratings, Inc. The transaction closed on August 27, 2025.

The HSF Kramer team consisted of Securitization and Structured Finance partner Gilbert K.S. Liu and associates Shazia Ahmad and Francis A. Keane; Tax partner Pamela M. Capps and associate Mariya Khvatskaya; and Executive Compensation and Employee Benefits partner Marissa J. Holob and special counsel Avram J. Cahn.

 

 

 

Key contacts

Gilbert K.S. Liu photo

Gilbert K.S. Liu

Managing Partner, Finance and Restructuring, US and Head of Securitization, US, New York

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David S. Berg photo

David S. Berg

Partner, Head of Private Credit, US, New York

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Shazia Ahmad photo

Shazia Ahmad

Associate, New York

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Francis A. Keane photo

Francis A. Keane

Associate, New York

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Pamela M. Capps photo

Pamela M. Capps

Partner, Head of State and Local Tax, US, New York

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Mariya Khvatskaya photo

Mariya Khvatskaya

Senior Associate, New York

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Marissa J. Holob photo

Marissa J. Holob

Partner, Head of Executive Compensation and Employee Benefits, US, New York

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Avram J. Cahn photo

Avram J. Cahn

Special Counsel, New York

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Americas Securitization and structured finance Gilbert K.S. Liu David S. Berg Shazia Ahmad Francis A. Keane Pamela M. Capps Mariya Khvatskaya Marissa J. Holob Avram J. Cahn