Ryan Vines

Ryan represents institutional lenders, borrowers, investment funds and developers in commercial real estate finance transactions, including acquisition, bridge, construction and permanent loans, forward loan commitments, mezzanine and syndicated financings, commercial mortgage-backed securities (CMBS) transactions, loan restructurings and loan portfolio purchases and sales. He handles transactions from inception through closing, drafting and negotiating loan documents, legal opinions, estoppels, SNDAs and other closing documents, and reviewing title, survey, zoning, organizational documents, leases and other due diligence.

Ryan advises on complex capital structures, including construction loans with multiple layers of mezzanine financing, tenancy-in-common ownership and vertical subdivisions, and has represented public companies in the disposition of real estate. His experience representing both lenders and borrowers gives him a practical understanding of the competing priorities that shape these transactions.

Ryan's experience also includes affordable housing finance, such as low-income housing tax credit and tax-exempt bond financings. He works with government agencies to structure regulatory agreements and subordinate debt so that loans remain marketable on the secondary market. He has an in-depth understanding of the Fannie Mae Delegated Underwriting and Servicing (DUS) and Freddie Mac Seller/Servicer programs for multifamily financing.

Prior to joining the firm, Ryan worked on the real estate finance teams of leading real estate and full-service law firms in New York and Connecticut.