Herbert Smith Freehills Kramer closes $293.5 million home improvement securitization

Herbert Smith Freehills Kramer (US) LLP represented the purchasers, in connection with a $293,515,000 securitization of home improvement draws on consumer loans entered into primarily to finance home improvement-related products and services. The Notes were rated by Fitch Ratings, Inc. The transaction closed on May 15, 2026.

The HSF Kramer team consisted of partners Gilbert K.S. Liu and David S. Berg, associates Shazia Ahmad and Francis Keane from the Securitization group; partner Barry Herzog and associate Mariya Khvatskaya  from the Tax group; partner Marissa J. Holob and special counsel Avram J. Cahn from the Employee Benefits group; partner Michael Poulton and associate Sonna Subbaiah from the London office; and partner Vincent Hatton, of counsel Sonia Rogez, and associate Camille Rivet from the Paris office.