Clément Fruleux
Clément is a member of the Finance and Restructuring team in our Paris office.
Clément advises financial institutions on regulatory matters relating to their activities, as well as on financing transactions in France and internationally. He joined Herbert Smith Freehills Kramer in 2025, following experience at the firm, the French Financial Markets Authority (AMF) and BNP Paribas.
Clément advises, in particular, credit institutions, payment service providers, asset management companies, crypto-asset service providers and investment services providers on regulatory matters relating to their activities, including banking monopoly rules, banking services, payment services, investment services, distribution networks and authorisation procedures before the relevant regulatory authorities (AMF, ACPR and ECB).
He also assists clients with the structuring and implementation of financing transactions in France and internationally, including bank financings, loan portfolio transfers and factoring transactions.
Clément joined Herbert Smith Freehills Kramer in September 2025, having previously completed two internships with the firm. Prior to joining the firm, he also completed an internship with the Legal Affairs Directorate (DAJ) of the French Financial Markets Authority (AMF) and a one-year work-study placement with BNP Paribas in its Group Dispute Resolution & Legal Risk Anticipation department.
Capabilities
Sectors
Background
Clément is a member of the Paris Bar. He holds a Master 2 in Financial Law from Université Paris 1 Panthéon-Sorbonne and a Master 2 in Financial Law from Université Paris Dauphine-PSL.
A native French speaker, he is fluent in English.
Prior to joining Herbert Smith Freehills Kramer, Clément Fruleux had completed two internships with the firm. He also completed an internship with the Legal Affairs Directorate (DAJ) of the French Financial Markets Authority (AMF), as well as a one-year work-study placement with BNP Paribas in its Group Dispute Resolution & Legal Risk Anticipation department.
