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Herbert Smith Freehills Kramer represented the initial purchasers and placement agents, in connection with a $395.670 million securitization of home improvement draws on consumer loans entered into primarily to finance home improvement-related products and services. The Notes were rated by Fitch Ratings, Inc. The transaction closed on November 25, 2025.
The HSF Kramer team consisted of Securitization and Structured Finance partners Gilbert K.S. Liu and David S. Berg, and associates Shazia Ahmad and Francis Keane; Tax partner Pamela M. Capps and associate Mariya Khvatskaya; and Executive Compensation and Employee Benefits partner Marissa J. Holob and special counsel Avram J. Cahn.
Managing Partner, Finance and Restructuring, US and Head of Securitization, US, New York
Partner, Head of Private Credit, US, New York
Associate, New York
Associate, New York
Partner, Head of State and Local Tax, US, New York
Senior Associate, New York
Partner, Head of Executive Compensation and Employee Benefits, US, New York
Special Counsel, New York
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